Traditional wisdom tells us that investors shouldn’t invest all of their cash into stocks. It’s too risky and irresponsible for the average investor. Instead, investors should have a percentage allocation to bonds in an effort to reduce portfolio volatility. Should you invest in an all-stock portfolio?

A 100% stock portfolio will see greater returns over the long term, but a higher return comes at the cost of additional risk. This table shows the historical returns (1926–2020) of 9 different stock-to-bond portfolio ratios:

Nick French

Dad, husband, software salesperson, MBA, personal finance writer (

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